Calgary, Bearspaw and Elbow Valley Estates real estate and homes for sale in Alberta - Mike Hornby, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
Contact Information
Email Mike Hornby
Login
Go To Sitemap

Feature Properties

All agents are NOT alike! Find out why we are top real estate experts. Call us: 403-870-8009.
Special Offers
Sign Up For Our eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >

Testimonials
Clients: Aaron and Crystal
Crystal and I really wanted to thank you for the effort you put in with helping us get our perfect house.
Read Quote >
View All Quotes >

TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.


Real Estate - Homes - NUMBER1EXPERTS Sell More!
Mike Hornby is one of The Top Selling Real Estate Experts™
Find Out More >







Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as we list another home for sale, we'll email you. You'll know first.
Name:
Email:
Affiliates
Coming Soon
Find Out More >

Latest News
Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need our eNewsletter.
Name:
Email:
Welcome to Mike Hornby's Calgary, Bearspaw and Elbow Valley Estates Real Estate Website

Welcome! Here You Can Find Great Information on Million Dollar properties in Calgary, Bearspaw, Springbank, MD of Rocky View, Elbow Valley Estates, Heritage Pointe, MD of Foothills 

Looking for Executive homes over a Million Dollars? Search the Featured Homes section of this website, there are over a hundred active listings to view from and with a simple email contact you will receive any active listings in your price range and criteria. 

Mike has summarized much of what is important about the Calgary, Bearspaw, Springbank, MD of Rocky View, Elbow Valley Estates, Heritage Pointe, MD of Foothills real estate market in this site. 

Buying and selling a home is one of the biggest events in your life. Mike has over 10 years experience in selling and the track record to back up his sales. Recipient of the Re/max Hall of Fame award, Re/max Platinum club, MLS Million Club and Western Canada's top 100 producing Re/max agents - 2008 

Call Mike Hornby of Re/max Real Estate central for professional and expert guidance when buying or selling! 

Mike Hornby, Re/Max Real Estate (central) Recipient of the Re/max Hall of Fame and Platinum club awards



Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the average age of a first-time homebuyer in the United States today?

A 
The average age of a first-time U.S. home buyer is 32 years.
See More Real Estate Trivia >


Print This Page Send To A Friend


Mike Hornby, REALTOR®, real estate agent and broker for Calgary, Bearspaw and Elbow Valley Estates, Alberta home listings, property and land for sale - NUMBER1EXPERT

Mike Hornby
ReMax Real Estate Central

206 2411 4th St. NW
Calgary, Alberta, T2M 2Z8
Cell: 403-870-8009
Fax: 403-284-4923
mikehornby@NUMBER1EXPERT.com

Mike has been selling in Calgary, Bearspaw, Springbank, MD of Rocky View, Elbow Valley Estates, Heritage Pointe, MD of Foothills areas for over a decade. He has helped hundreds of clients purchase and sell their homes, through his efforts Mike has recieved many Re/max awards, including induction into the Re/max Hall of Fame and Platinum Club status. Contact Mike today! 403-870-8009



ReMax Real Estate Central Logo

www.CalgaryMillionDollarHomes.com is brought to you by Mike Hornby
NUMBER1EXPERT in real estate for Calgary, Bearspaw and Elbow Valley Estates, Alberta

Read Mike Hornby's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge


USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.CalgaryMillionDollarHomes.com is brought to you by Mike Hornby

Sitemap