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All agents are NOT alike! Find out why we are top real estate experts. Call us: 403-870-8009.
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Clients: Dr and Mrs Tse
We are extremely pleased with the service Mike Hornby provided in selling our house.
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Testimonials
Welcome > Agent Info > Testimonials ...

Clients: Dr and Mrs Tse

We are extremely pleased with the service Mike Hornby provided in selling our house.

We actually met Mike four years prior to engaging his service, when we first arrived in Calgary and were looking at places to live. We were not in the market to buy at the time but we wanted to know what areas we should look at with long-term potential. Mike took the time to sit down with us and discuss which areas were desirable and which were not. We were impressed that he was so patient and helpful even though he knew there would be no financial gain from meeting with us.

A year later, we ended up building a new house in one of the communities Mike recommended. We didn't engage his service at the time as it was a new build; however, we never forgot Mike and our first meeting.

A few years later when we found ourselves in the position of having to sell our home, we immediately thought of Mike and asked him to be our listing agent.

We are very happy that we did. Right from the get-go, he was very attentive to us and our needs. It helped that he saw the beauty in our house as much as we did. We felt that he truly appreciated the value of our home and would be able to sell it convincingly. He was in touch with us constantly, keeping us updated and following up on any leads. When we encountered an unexpected problem with our house, he went the extra mile, doing research on the Internet, talking to his contacts, and making sure the problem was taken care of.

We also liked the fact that he never pressured us to accept any offers. He seemed to keep OUR best interests in mind and simply guided us in our decision-making, making sure we considered all factors.

On top of his exceptional client service, Mike is very personable, warm and engaging. He is easy to talk to and puts one at ease.

We thank Mike for the hard work he put into selling our house and wish him continued success in his career..
 

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
What area in the U.S. has been referred to as the "American Riviera"?

A 
Miami Beach in Biscayne Bay is Florida's pre-eminent place for "people watching" and a hot spot for celebrities.
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Mike Hornby, REALTOR®, real estate agent and broker for Calgary, Bearspaw and Elbow Valley Estates, Alberta home listings, property and land for sale - NUMBER1EXPERT

Mike Hornby
ReMax Real Estate Central

206 2411 4th St. NW
Calgary, Alberta, T2M 2Z8
Cell: 403-870-8009
Fax: 403-284-4923
mikehornby@NUMBER1EXPERT.com

Mike has been selling in Calgary, Bearspaw, Springbank, MD of Rocky View, Elbow Valley Estates, Heritage Pointe, MD of Foothills areas for over a decade. He has helped hundreds of clients purchase and sell their homes, through his efforts Mike has recieved many Re/max awards, including induction into the Re/max Hall of Fame and Platinum Club status. Contact Mike today! 403-870-8009



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